Author: Money Front Staff
-
The 2027 COLA Countdown: Three Months That Decide It
Social Security’s 2027 COLA will be set by July, August and September CPI-W data. Where the math stands after June’s report, and when SSA announces it.
-
Your CD Just Matured: The Grace Period Clock Is Ticking
When a CD matures, most banks give you about 7 to 10 days before rolling the money into a new term at today’s rate. What the grace period lets you do.
-
Overtime Pay: Who Gets Time and a Half by Law
Federal law promises time and a half after 40 hours, but only for nonexempt workers. The 2026 salary threshold, the duties tests, and a new tax break.
-
The $500 Credit for Dependents Who Are Not Kids
The Child Tax Credit ends at 17, but a $500 credit for other dependents covers older kids, college students, and parents you support. Who qualifies in 2026.
-
June CPI: The Latest Read on Grocery and Pump Prices
June CPI: overall prices fell 0.4 percent, the largest monthly drop since April 2020, as gasoline sank 9.7 percent. Grocery prices still edged higher.
-
Filing a Final Tax Return for Someone Who Died
A final Form 1040 still must be filed for someone who died. Who signs it, when it is due, and how Form 1310 gets a refund released to the family.
-
Your Pension Statement: Five Numbers Worth Checking
Pension statements are easy to file unread. Five numbers worth checking, from your accrued benefit and vesting status to the plan’s funded percentage.
-
Selling an Old Phone? Wipe It Like You Mean It
Before you sell or trade in an old phone, back it up, unlink your accounts, pull the SIM, and factory reset. The FTC’s checklist, explained step by step.
-
Adding a Name to a Bank Account: What It Really Does
Adding someone to a bank account makes them a full legal co-owner. What that does to FDIC coverage, creditor risk, and your will, plus gentler alternatives.
-
Your Best 35 Years: How Social Security Does the Math
Social Security averages your 35 highest earning years, wage-indexed, then runs a three-bracket formula. How the math works and why zeros hurt.
-
Canceled Flight? When Airlines Owe You Cash, Not Credit
Federal rules require airlines to refund canceled or significantly changed flights in cash, automatically. What triggers a refund and when the money is due.
-
Store Card Financing: The Deferred Interest Catch
“No interest if paid in full” is not the same as zero percent. How deferred interest promotions charge you back to day one, and how to beat them.