Category: Credit Cards
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Store Card Financing: The Deferred Interest Catch
“No interest if paid in full” is not the same as zero percent. How deferred interest promotions charge you back to day one, and how to beat them.
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Disputing a Card Charge: Your Billing Rights, Step by Step
Federal law gives credit card users a 60-day window and a formal process to fight billing errors. Here is how the Fair Credit Billing Act works, step by step.
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Card Company Raising Your Rate? Your 45-Day Warning
Federal law makes card issuers give 45 days’ notice before raising your rate, and gives you the right to reject the increase. How to use it.
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After the Fed’s June Decision, Where Card Rates Go
The Fed held rates steady at its June meeting, so the prime rate stays at 6.75 percent. Here is what that means for the APR on your credit card.
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Grace Periods: The Way to Never Pay Card Interest
Most credit cards lend you money interest-free for weeks at a time. How the grace period works, the mistakes that end it, and how to win it back.