Category: Credits & Deductions
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The $500 Credit for Dependents Who Are Not Kids
The Child Tax Credit ends at 17, but a $500 credit for other dependents covers older kids, college students, and parents you support. Who qualifies in 2026.
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Home Energy Tax Credits: What Still Counts This Year
The big federal home energy credits ended with 2025, but 2025 projects, a just-closed charger credit and state rebates still put real money on the table.
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The HSA Deduction: Tax Savings Without Itemizing
HSA contributions are deductible even if you take the standard deduction. The 2026 limits are $4,400 for self-only coverage and $8,750 for family.
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The American Opportunity Credit: College Help Worth $2,500
The American Opportunity Tax Credit is worth up to $2,500 per student, and part of it is refundable. Who qualifies, what counts, and what changed for 2026.
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Medical Bills and Your Taxes: The 7.5 Percent Rule
The IRS lets you deduct medical costs above 7.5 percent of your income, but only if you itemize. Here is how the floor works and which expenses count.