Category: Social Security
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The 2027 COLA Countdown: Three Months That Decide It
Social Security’s 2027 COLA will be set by July, August and September CPI-W data. Where the math stands after June’s report, and when SSA announces it.
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Your Best 35 Years: How Social Security Does the Math
Social Security averages your 35 highest earning years, wage-indexed, then runs a three-bracket formula. How the math works and why zeros hurt.
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Spousal Social Security: How the 50 Percent Works
A spouse can receive up to half of a worker’s full benefit. How the 50 percent is computed, what early claiming costs, and the deemed filing rule.
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What the 2026 Trustees Report Means for Your Benefits
The 2026 Trustees Report projects the retirement fund runs short in late 2032, with 78 percent of benefits still payable. What that does and does not mean.
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Claiming Social Security at 62, 67 or 70: The Monthly Math
Claim at 62 and your Social Security check shrinks about 30 percent for life. Wait to 70 and it grows 24 percent. The exact math behind each claiming age.