Category: Checking & Savings
-
Adding a Name to a Bank Account: What It Really Does
Adding someone to a bank account makes them a full legal co-owner. What that does to FDIC coverage, creditor risk, and your will, plus gentler alternatives.
-
High-Yield Savings Accounts: What Makes the Rate High
The average savings account pays 0.38% while online banks pay several times more. Where the gap comes from, what APY really measures, and what to check first.
-
Cashier’s Check or Money Order: Which One and When
Money orders cap at $1,000 and cost a few dollars; cashier’s checks handle big payments. How each works, what they cost, and which to use when.
-
States May Be Holding Your Money: How to Check Free
Old deposits, uncashed checks and forgotten accounts end up with state unclaimed property programs. Where to search free, and why you never need a paid finder.
-
How FDIC Coverage Adds Up Across Account Types
FDIC insurance is $250,000 per depositor, per bank, per ownership category. Here is how the categories stack, and how to check your own coverage free.