Category: Credit & Debt

Federal Reserve data puts revolving credit near $1.34 trillion, with card rates around 21 percent. What the G.19 numbers mean for your balance.

Federal rules require lenders to warn cosigners in writing: the debt is yours, and the lender can come to you first. What the notice says and how to protect yourself.

A federal ban on medical debt in credit reports was struck down in court. What the credit bureaus still exclude, what can hurt your score, and how to protect it.

Debt settlement firms promise to shrink what you owe. The advance-fee ban, the risks they downplay, and the cheaper routes to the same result.

Debt collectors cannot sue forever. How the statute of limitations works, what can restart the clock, and the mistakes that revive an old debt.