Category: Earning & Work
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What an LLC Protects and What It Never Will
An LLC shields your personal assets from business debts, but not from personal guarantees, your own negligence, or taxes. What the structure really does.
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Lunch Breaks and the Law: Less Protection Than You Think
Federal law does not guarantee a lunch break. What the FLSA actually requires, when breaks must be paid, and which rules come from your state instead.
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Freelance Income Counts Toward Social Security Too
Self-employment income builds Social Security credits just like a paycheck. How the 2026 credit math works, and why unreported cash costs you twice.
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An EIN Is Free: How to Get One Straight From the IRS
The IRS issues Employer Identification Numbers for free, usually in minutes online. Here is how to apply directly and skip the third-party fees.
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Tip Pooling Rules: What Managers Can Never Keep
Federal law says tips belong to workers. Who counts as a manager, when tip pools are legal, and what to do if the house is taking a cut of yours.
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May Jobs Report: What Happened to Paychecks and Hours
Employers added 172,000 jobs in May and average hourly pay hit $37.53, up 3.4 percent in a year. Why paychecks still trail prices, and who gained most.
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Selling Used Stuff for Profit: When the IRS Cares
Sell old furniture at a loss and the IRS does not care. Sell a collectible for more than you paid and it does. The real tax rules on selling used items.
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Job Openings in April: What the Latest JOLTS Shows
Job openings jumped to 7.6 million in April while hiring slowed, per the new BLS JOLTS report. What the openings, quits and layoffs numbers mean for workers.